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Retirement Plan Consulting

Retirement Plan Consulting

We provide sponsors of qualified and non-qualified corporate retirement plans a full suite of services designed to assist with and enhance participant outcomes and fiduciary oversight of their employee retirement plans. We customize our solutions for each plan, recognizing that every business has unique qualities and needs. The process beings with clearly articulated goals and objectives, an appropriately tailored plan design, a properly diversified menu of thoroughly vetted investment options, and a tried and true method of evaluating plan operations, fees and investments.

We have experience implementing and managing all types of plans:

401(k) PlanA qualified retirement plan available to eligible employees of companies. 401(k) plans allow eligible employees to defer taxation on a specific percentage of their income that is to be put toward retirement savings; taxes on this deferred income and on any earnings the account generates are deferred until the funds are withdrawn—normally in retirement. Employers may match part or all of an employee’s contributions. Employees may be responsible for investment selections and enjoy the direct tax savings.

SEP IRAsAdd Definition

SIMPLE IRAsA qualified retirement plan that allows employees and employers to contribute to traditional IRAs set up for employees. SIMPLE plans are available to small businesses—those with 100 or fewer employees—that do not currently offer another retirement plan.

Cash BalanceAdd definition

Profit SharingA qualified retirement plan that allows employees and employers to contribute to traditional IRAs set up for employees. SIMPLE plans are available to small businesses—those with 100 or fewer employees—that do not currently offer another retirement plan.

Non-QualifiedA retirement or employee benefit plan that is not eligible for favorable tax treatment.